9:41
FINANCIAL WELLNESS FOR WORK

Your finances,
finally clear.

NAVI watches your cash flow so you don't have to. No spreadsheets — just timely nudges when something needs attention.

What NAVI does for you

✓

Reads your payroll deposits and spending patterns

✓

Surfaces proactive, actionable financial insights

✓

Never shares personal data with TechCorp HR

Avg. time to act on a rec.

4.2 min → 38 sec

Usability study

8 participants
Step 1 of 3

Connect your payroll

NAVI reads your paycheck deposits securely. No credentials shared with your employer.

T

TechCorp Payroll

via ADP · Bi-weekly deposit

✓
Last deposit Jun 13 · {{ paycheckDisplay }}
Next deposit Jul 3 · {{ paycheckDisplay }}

256-bit encryption · Read-only access · Never stored raw

You can disconnect at any time in Privacy & Data
Step 2 of 3

What matters most?

NAVI builds a personalized {{ timelineLabel }} plan around your top priority.

Choose a priority above before NAVI can build your plan.
!

We couldn't connect to your data

NAVI couldn't finish the plan. Your information was not changed.

Building your plan...

Analyzing {{ analysisWindow }} of payroll data and spending patterns

Payroll deposits · {{ analysisWindow }} ✓ Done
Spending patterns ✓ Done
{{ timelineLabel }} plan generation

NAVI DATA CLEARED

There’s nothing here yet.

Your goal, check-ins, recommendations, alerts, and transactions were removed from this prototype session.

Weekly check-in ready

June 27 · One item for your review

June 27, 2026

Good morning, Allen

Next Paycheck

Jul 3 · 6 days
{{ paycheckDisplay }} gross
Checking balance {{ checkingDisplay }} ✓
Other bills {{ otherBillsDisplay }}
Current-month contribution {{ currentMonthSavedDisplay }} ↑

{{ fundedPct }} of savings goal · Jun 27

NAVI ANALYSIS {{ recommendationConfidence }}% confidence

Pay your Amex balance ({{ amexDisplay }}) in full on July 3. Your paycheck covers it comfortably. Avoids ~$22 in interest.

Source: {{ homeSource }}

Why are you overriding this?
✓ {{ homeInsightStatus }}

June Spending

{{ juneSpendingDisplay }} / $2,400
Housing {{ rentDisplay }}
Food & dining $487
Transport $241
Utilities & bills $180

Recent

View all

Whole Foods

Jun 26 · Groceries

−$67.42

PG&E Electric

Jun 25 · Utilities

−$89.00

TechCorp Payroll

Jun 13 · Direct deposit

+{{ paycheckDisplay }}

No transactions yet

NAVI will show recent activity after a connected account sends new data.

Weekly Check-In

June 27, 2026

NAVI ANALYSIS {{ recommendationConfidence }}%

Source: {{ checkinSource }}

Hey Allen — your pay period looks clean. One item for your review before July 3.

Next paycheck Jul 3 · {{ paycheckDisplay }}
Other bills {{ otherBillsDisplay }}
Checking balance {{ checkingDisplay }} ✓

Recommendation

Pay your Amex balance ({{ amexDisplay }}) in full on July 3. Avoids ~$22 in interest.

Why are you overriding this?
✓ {{ checkinInsightStatus }}

Reviewed · Jun 27, 9:00 AM

How NAVI decided this

Amex balance is {{ amexDisplay }} · minimum payment $35 · interest rate 24.99% APR

Checking after rent: {{ spareDisplay }} + {{ paycheckDisplay }} paycheck = {{ afterPaycheckDisplay }} available on Jul 3

After rent, full payment + bills: {{ afterPaymentDisplay }} remaining — above your $1,200 safety floor

My Goals

{{ fundedPct }} funded

Emergency Fund

{{ savedAmountDisplay }} saved

of {{ goalTargetDisplay }} goal

+{{ currentMonthSavedDisplay }} this month ↑

Month 3 of {{ timelineMonths }} · On track

NAVI PLAN {{ timelineLabel }} timeline

Save {{ monthlySaveDisplay }}/month to reach your emergency fund goal by {{ goalDate }}. NAVI adjusts this plan each paycheck.

{{ monthlySaveDisplay }}

per month

{{ goalDateShort }}

target date

{{ monthsLeftLabel }}

months left

Next actions

1

Pay Amex in full · Jul 3

Saves ~$22 in interest this cycle

Pending
✓

Auto-save {{ currentMonthSavedDisplay }} · Jun 13

Completed

2

Auto-save {{ monthlySaveDisplay }} · Jul 3

Scheduled after paycheck clears

Queued

Coach

Your emergency fund is {{ fundedPct }} funded ({{ savedAmountDisplay }} of {{ goalTargetDisplay }}). Keep the {{ monthlySaveDisplay }}/month plan and your goal is projected for {{ goalDate }}.

{{ recommendationConfidence }}% confidence · Source: {{ coachOpeningSource }}

Will I have enough before rent's due July 1?
NAVI ANALYSIS 94% confident

Yes — comfortably. Your rent ({{ rentDisplay }}) is due July 1. You have {{ checkingDisplay }} in checking now. That covers it with {{ spareDisplay }} to spare — no paycheck needed.

Checking now {{ checkingDisplay }}
Rent due Jul 1 −{{ rentDisplay }}
Balance Jul 1 {{ spareDisplay }}

✓ Rent is covered with {{ spareDisplay }} remaining

Source: {{ coachAnswerSource }}

{{ message.text }}
N
NAVI ANALYSIS{{ message.confidence }}%

{{ message.text }}

Source: {{ message.source }}

Ask something else
A

Allen Smith

Month 3 · Emergency Fund · TechCorp

Features

Account

NAVI never acts without your confirmation

Every recommendation requires your explicit accept. You are always in control.

Embedded View — Slack

N

Slack DM Preview

No charts · Max 3 actions · Block Kit format

N

NAVI

App · TechCorp Financial Wellness

⋮
N
NAVI Jun 13 · 9:00 AM

May check-in complete. Emergency fund is {{ fundedPct }} funded ({{ savedAmountDisplay }} of {{ goalTargetDisplay }}). The {{ monthlySaveDisplay }}/month plan is active.

N
NAVI Today · 9:00 AM PROACTIVE

Weekly Check-In · June 27

Hey Allen — pay period looks clean. One item for review before July 3.

Next paycheck Jul 3 · {{ paycheckDisplay }}
Other bills {{ otherBillsDisplay }}
Checking {{ checkingDisplay }} ✓

NAVI recommendation

Pay Amex ({{ amexDisplay }}) in full on Jul 3. Avoids ~$22 interest. Emergency fund: {{ fundedPct }} funded · {{ timelineLabel }} plan.

{{ recommendationConfidence }}% confidence · Source: {{ coachOpeningSource }}

Why are you overriding this?
✓ {{ slackCardStatus }}

You: {{ slackMessage }}

NAVI: {{ slackReply }}

Platform constraints

Max 3 actions No data viz Block Kit only Text-first

Alerts

No alerts right now

NAVI will let you know if a new transaction needs your attention.
Spending anomaly Today · 2:14 PM

$78 at Steam · Unusual

NAVI ANALYSIS · {{ recommendationConfidence }}% confidence

This is 4× your average gaming spend for June. Your June entertainment budget has $31 remaining.

Source: Chase Checking · Steam transaction record · June entertainment baseline

Goal impact

Emergency fund plan delayed by ~2 days if unaddressed
Resolved · Today

$78 at Steam · {{ alertResolutionLabel }}

NAVI updated your alert state for this session.

NAVI monitors every transaction for anomalies, duplicates, and goal drift — and only alerts when it matters.

Privacy & Data

Data sources

TechCorp Payroll

Paycheck deposits · Read-only

Chase Checking

Spending patterns · Read-only

Amex Credit Card

Balance & due dates · Read-only

AI behavior

Proactive recommendations

NAVI suggests without being asked

Weekly check-in

Friday briefing via Slack DM

HR aggregate sharing

Anonymous wellness data to TechCorp HR

What NAVI cannot see

· Performance reviews or HR ratings

· Health claims or insurance data

· Manager conversations or Slack messages

· Tax returns or investment accounts

Data management

{{ dataActionTitle }}

{{ dataActionDescription }}

✓ {{ dataNotice }}

Delete all NAVI data?

This permanently clears the prototype session and cannot be undone.

✓ {{ deletionNotice }}

Prototype data stays in this session. NAVI uses connected payroll and transaction records only for the selected {{ analysisWindow }} window; it cannot see HR records, health claims, or private messages.

Settings

Notifications

Proactive alerts

NAVI can surface unusual spending and goal drift.

Weekly check-in

Receive a Friday review in your connected Slack DM.

Check-in frequency

Current setting: {{ checkinCadence }}

{{ explainabilityTitle }}

NAVI compared your connected payroll, recent transactions, and current goal. The recommendation is based on the available data window and can be changed at any time.
{{ accessibilityNotice }}